ESTO Installment Plan – Prefer not to pay the full amount at once? Pay in installments!
The ESTO installment plan is a flexible payment solution that allows you to conveniently divide your payment into monthly installments. You can spread the purchase amount over a period that suits you. You can select the period and down payment amount during the checkout process by choosing ESTO installment plan at the checkout
Use the ESTO installment plan in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market
How to use the ESTO installment plan?
- Add the desired products to your cart.
- At checkout, select ESTO installment plan as your payment method.
- Choose your preferred repayment period ranging from 3 to 60 months.
- You will receive a decision in real-time.
- If approved, sign the agreement digitally using ID card, Smart-ID, or Mobile-ID.
The ESTO installment plan is offered and managed by ESTO AS. The annual percentage rate of charge (APR) for the ESTO AS installment plan is 23.63% under the following sample conditions: credit amount of €1,490, product/service cost of €1,490, down payment of 0%, fixed interest rate of 11.90%, contract fee of €0, total credit amount and repayment sum of €1,844.64, assuming the credit is repaid over 24 months with equal monthly installments of €76.86. Please review the terms and conditions before entering into an agreement and consult a specialist if necessary. The installment plan is offered and managed by ESTO AS.
The ESTO 3 payment method is an innovative solution that allows you to confirm your purchase and pay conveniently and quickly in three equal parts without additional fees!
ESTO 3 is the most popular new-generation payment method. Divide the purchase amount into three equal parts conveniently. Get exactly what you need without interest, additional fees, or down payment.
Use the ESTO 3-part payment method in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market
How does it work?
By choosing the ESTO 3 payment method, you can split the total payment into three equal parts over three months without any fees.
- Add the desired products to your cart.
- At checkout, select ESTO 3 as your payment method.
- You will receive a decision in real-time.
- If approved, confirm the purchase.
- ESTO will send you your first invoice on the 15th of the following month.
The financial service is provided by ESTO AS. Before entering into an agreement, review the terms and conditions and consult a specialist if necessary. More information at www.esto.ee.
Be smart and choose ESTO Pay Later for your purchases!
ESTO Pay Later is a new way to pay for purchases. The purchase amount remains available to you, and you only need to pay within 30 days. Get exactly what you need without interest, additional fees, or down payment.
Use the ESTO Pay Later payment method in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market
How does it work?
By choosing the ESTO Pay Later payment method, your order is confirmed immediately, but you don’t have to pay right away, as the payment deadline is 30 days later.
- Add the desired products to your cart.
- At checkout, select ESTO Pay Later as your payment method.
- You will receive a decision in real-time.
- If approved, confirm the purchase.
- ESTO will send you an invoice, which must be paid in full within 30 days.
The financial service is provided by ESTO AS. Before entering into an agreement, review the terms and conditions and consult a specialist if necessary. More information at www.esto.ee.
WHAT IS ESTO?
ESTO is the preferred payment solutions provider in the Baltics, revolutionizing the sales experience for merchants and the shopping experience for consumers by making it exceptionally simple and seamless. ESTO has nearly 500,000 active clients across the Baltics and over 3,000 partner stores. ESTO’s mission is to help partners sell and customers buy.
If you need assistance, contact an ESTO AS representative at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.
